More than one-third of us haven’t checked to see if we were attacked — even one year later.

Last year, Equifax announced a security breach that impacted hundreds of millions of users. Today, a year after the hack was announced, many Americans still don’t know if they were impacted by the breach.

A recent LendEDU survey shows that 37 percent had not checked to see if they were one of the 145 million victims of the Equifax hack. A similar survey conducted immediately following the breach in 2017 found nearly 45 percent hadn’t — only an 8 percent drop.

“The population of the United States is roughly 325.7 million,” the survey says. “Those numbers taken together would mean that roughly 44.52 percent of the American public might have been impacted by the hack.”

Nearly half of Americans are more scared of getting their identities stolen than terrorist attacks. For fear so high, why haven’t more people checked to see if they were impacted? It might be because when it comes to protecting ourselves, we’re just lazy.

Reputations only need time to improve

The LendEDU survey proves that time can heal all wounds — even when it comes to our credit reports. Equifax is trying to speed up our recovery.

“Two of the major steps the company took were offering consumers free credit monitoring for a year and waiving the previous requirement that any user of the Equifax service had to settle disputes through arbitration,” the survey says.

Nearly 37 percent of respondents say their perception of Equifax has changed for the better in the year since the breach. About one-third say their opinion hasn’t changed in the last year. But many were still angered by it…

  • Actively sought to join a class-action lawsuit: 30 percent
  • Would join one if asked53 percent
  • Have filed 36,045 complaints to the Consumer Financial Protection Bureau
  • Are concerned their personal data is vulnerable through other companies: 81 percent

When asked if Equifax should lose their credit bureau status, more than 46 percent say yes. This is down from the LendEDU survey from last year when more than 54 percent.

“Compared to 2017’s results, [fewer] Americans thought Equifax should be stripped of its ability to act as a credit bureau, more Americans thought Equifax should maintain its current standing, and more Americans became unsure of their position,” the survey says. “Granted, this would be an extremely drastic, almost unrealistic, scenario, but it is nevertheless a good measure of Equifax’s public image.”

New York recently imposed new cybersecurity regulations on credit bureaus. If violated, the state can block the bureau from serving New York residents. Two-thirds of survey respondents believe more states should follow suit.

Fraud is running so rampant that we are losing trust in companies fast. However, we aren’t taking the proper steps to protect ourselves — like using public Wi-Fi. While age is a major factor in your theft risk — older groups are targeted more than others — it’s not the only factor. It impacts those who care for older people as well.

Make sure you know the risks have a plan to tackle identity theft in case it happens to you.

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Meet the Author

Dori Zinn

Dori Zinn


Zinn is a freelance journalist based in Fort Lauderdale, Florida.

News, Tech

identity theft

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Article last modified on December 18, 2018 Published by, LLC . Mobile users may also access the AMP Version: Has the Equifax Hack Changed How Americans Protect Their Data? - AMP.