Savings and emergency funds are a must, but setting aside every penny isn't.


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About the Author

Brian O'Connor

Brian O'Connor

Brian O’Connor is an award-winning columnist. He wrote for the Detroit News, was the founding managing editor of and now writes for and Entrepreneur among other outlets. In addition to winning three humor-writing awards from the National Society of Newspaper columnists, he is a two-time Best in Business winner for his column, as well as an awarded finalist in the Scripps Howard National Journalism Awards and winner of the Christopher J. Welles Memorial Prize from Columbia University.

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