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Not everything that comes with a good credit score is obvious.

When I was in my twenties, I wasn’t good with money and had a low-paying job, which led to past-due payments, a defaulted student loan and a poor credit score.  However, over the course of a few years, I improved my credit. As a result, my life improved significantly.

Paying off debt and improving your credit isn’t “simple,” as I read recently on one personal finance site. Still, once you gain momentum, it becomes easier as you watch your debt go down while your credit score rises. Then life starts getting better. Here’s what fixing bad credit can do for you…

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Meet the Author

Deb Hipp

Deb Hipp


Hipp is a freelance writer based out of Missouri.

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