Lauren from Financial Best Life talks about shopping addiction

Lauren Went on a “Spending Freeze” to Pay Off $8,000

August 16, 2017 | Brian Bienkowski

The debt she accrued wasn’t her fault this time, but it was her responsibility.

Find credit cards with the best rewards program.

The Worst Rewards Credit Card EVER?

August 15, 2017 | Jason Steele

If the Kroger ‘1-2-3 Rewards Card’ isn’t the worst, it’s close.

Miami sunshine's on new cars

Need a New Car? Hope You Don’t Live in Miami

August 14, 2017 | Dori Zinn

Most American households can’t afford new cars in all but one of the largest metro areas in the country.

Portraits of James Duren, Jennifer Asiaka, and Tina Willis, who shared their debt stories with Debt.com

Part 2: What’s Your Dumbest Debt Mistake?

August 11, 2017 | Thomas Chiles

What not to do: Join a pyramid scheme

Woman sits at her laptop by a window wondering are credit cards bad or not

Money on the Street Interviews: Are Credit Cards Bad or Good?

August 9, 2017 | Michelle Bryan

When it comes to credit cards, even good answers have bad elements lying just beneath the surface.

The American Express Green Card

Does The American Express Green Card Still Make Sense?

August 8, 2017 | Jason Steele

The most recognizable credit card in the world is no longer a world-beater.

Still shot of Debt.com's rent map showing top cities for rental price increases and decreases in 2017

Renters: Get Away from California

August 7, 2017 | Dori Zinn

There are major cities across the country seeing huge spikes in rent over the last year. Is it time to move?

Portrait of Zina from Debt Free After Three, Debt.com’s Financial Profiling featured personal finance blogger

Zina Paid Off $28,000 of Debt in Three Years

August 2, 2017 | Brian Bienkowski

She put every extra penny toward her student loans and carefully tracked her spending.

Woman happily driving convertible on a sunny day after she was able to refinance her car loan

Need a New Car? Head to Florida

July 31, 2017 | Dori Zinn

Fly from your city to another city, buy a car and drive home and you will still pay less than if you had bought that car locally.

The cost of funerals can lead to debt without end of life planning; even without family inheritance you need estate planning

We Should Plan Our Funerals, But We Aren’t

July 31, 2017 | Dori Zinn

Most Americans think planning their own funerals is important, but most aren’t actually doing it.

Debt buyers are quietly trading America's past-due debt

Americans Are Buried in Debt, But What About the Rest of the World?

July 31, 2017 | Howard Dvorkin, CPA

Sadly, we’re No. 1 in one of the categories we don’t want to be.

The cost of a pile of school supplies is nothing compared to the shocking state of school teacher pay

Back-to-School Shopping: $73 Billion

July 25, 2017 | Dori Zinn

Kindergarten through college will cost consumers nearly $73 billion this back-to-school season, with college being roughly two-thirds of that.

An upset college graduate rests her head on her hand after she hears recent student debt statistics

Student Debt Hurts Women More Than Men

July 21, 2017 | Dori Zinn

Women are suffering from student loan debt at a higher rate than men, and this first-person account of drowning in debt shows it.

Warehouse cards are OK

BJ’s Has Its Own Credit Card. Is It Worth Having?

July 20, 2017 | Jason Steele

And how does it compare to Costco and Sam’s Club?

CREDIT SCORE NOT A LOAN

Here Are All The Ways Your Credit Score Is About To Jump

July 17, 2017 | Dori Zinn

Crippling debt can totally kill our credit history, which makes buying a home or car or even getting a credit card nearly impossible. But some new changes to reporting are going to seriously boost your credit score.

Perspectives on how the student loan debt in America stacks up

Money on the Street Interviews: What’s Your Opinion of Student Loan Debt in America?

July 13, 2017 | Michelle Bryan

Half-clothed beachgoers give some very serious answers about their thoughts on federal student loans and the debt they cause.

A young women leans across at table with a residential home blueprint and a piggy bank, savings can make housing costs easier

We’re More Confident About Saving When We Don’t Have Much Saved

July 10, 2017 | Gregory Cox

Despite stashing less than they should, Americans feel comfortable with their retirement savings

401k match and automatic retirement saving work

Look What Happens When Companies Care About Employee Retirement

July 10, 2017 | Dori Zinn

Employers who match contributions or have automatic programs set up for their employees have more workers who are prepared for retirement than those who don’t have any methods in place.

When you add it up, rewards mean nothing if you don’t eliminate credit card debt quickly.

Make Money By Being Disloyal — To Your Credit Card

July 10, 2017 | Howard Dvorkin, CPA

Your loyalty program isn’t saving you money, and it’s your fault.

credit score on a date

Your Date May Care About Your Credit

July 7, 2017 | Gregory Cox

A bad credit score could make dating more difficult

federal funds rate

Will I Make More Money Buying A House Or Paying Off My Credit Cards?

July 5, 2017 | Howard Dvorkin, CPA

A reader and her husband want a new house, but they don’t want old debt, either.

A credit card for kids isn't a bad idea

Just Because You Can Save Your Credit Card Info Doesn’t Mean You Should

July 4, 2017 | Gregory Cox

Most online shoppers do it for convenience, but is it safe?

new credit cards

The 6 Best Credit Cards That Help You Build Credit

June 29, 2017 | Jason Steele

If you can’t get a credit card because you have bad credit, here are your options.

Illustration of a battered man with low income who has become credit invisible

CFPB Wants Credit Card Offers to be More Transparent

June 28, 2017 | Dori Zinn

The Consumer Financial Protection Bureau is asking retail credit card companies to end deferred interest card offers since many consumers don’t actually know what that means.

Illustration of a credit invisible man being handed a credit card

CFPB Says Low-Income Americans Are ‘Credit Invisible’

June 27, 2017 | Dori Zinn

Low-income consumers are 240 percent more likely to start their credit history with negative records, like a debt collection.

Illustration of man walking towards two paths symbolizing zero percent interest and deffered interest.

Zero Percent vs. Deferred Interest: Do You Know the Difference?

June 26, 2017 | Dori Zinn

The Consumer Financial Protection Bureau wants you to avoid falling into the trap of promotional credit card offers.

credit card rewards

Is There A Free Credit Card With Maximum Travel Points?

June 22, 2017 | Jason Steele

Yes, and it has an annual-fee cousin that’s even better.

A married business woman places her hand on her face in frustration, uncertain about her debt, budget and finances

Americans Wish They Saved More

June 21, 2017 | Gregory Cox

Not saving enough for retirement is a bigger regret than taking on too much debt

Lindsay from Notorious Debt

This “Money-Pit” Ruined Lindsay’s Finances

June 21, 2017 | Brian Bienkowski

It left the Notorious D.E.B.T. writer and her husband hopelessly in debt — but they’re making a comeback.

irs flexible on tax payments

How Friendly Is The IRS? Will They Work With Us?

June 21, 2017 | Howard Dvorkin, CPA

This week: A reader needs to rely on the kindness of the IRS. Believe it or not, that can work.

millennial with student loans

Student Loans: What America Doesn’t Know Is Killing Us

June 20, 2017 | Joe Pye

Most borrowers have no idea what they’ll owe in the future – or even how many years their loans are for

Stained glass window of Moses carrying the 10 Commandments. Which Commandment can predict your debt?

How One Of the 10 Commandments Can Predict Your Debt

June 19, 2017 | Howard Dvorkin, CPA

If you break this Commandment, you’re probably broke.

working mom retirement

Women Struggling Hard with Retirement Savings

June 15, 2017 | Dori Zinn

Women are still primary caregivers, still earn less than their male counterparts, and still don’t believe they are financially ready for retirement.

An older Gen X man sits in front of a laptop looking a bill for a debt he owes, showing signs of financial stress

How Do I Stop Being a Co-Signer On A Student Loan?

June 14, 2017 | Howard Dvorkin, CPA

A reader wants to know how to stop being financially responsible for someone else’s debt.

women manage money better

Women are Better Than Men at Money Management

June 13, 2017 | Dori Zinn

Women are not only better at saving, but also at investing. However, women don’t know they are better than men at money management.

What if I stopped paying my credit cards?

Middle Class Millennials Struggle With Employment

June 13, 2017 | Joe Pye

Having a credit score under 700 is related to difficulties holding onto jobs and living on your own.

student loan debt collection

How The Government Adds To Student Loan Debt When It Tries To Lower It

June 12, 2017 | Howard Dvorkin, CPA

What happens when an obscure lawsuit sways a federal judge? Chaos.

ATMs are just one method of banking in today's technology-driven world

Don’t Take Advantage of Credit Card Cash Advances

June 8, 2017 | Dori Zinn

Consumers are paying much more in cash advances than what they take out. Here’s a breakdown of the costs.

prioritize debts

Are You Paying the Wrong Debt First?

June 6, 2017 | Dori Zinn

We’re paying off unsecured personal loans faster than auto loans, mortgages, and credit cards and we probably shouldn’t be.

debtfreegeek

Chris From Debt Free Geek Believes in Intensity

May 31, 2017 | Brian Bienkowski

It not only helps him stay debt-free, it also protects him.