Healthcare costs, poverty wages, kids and money and natural disasters.

1.  6 Easy Ways to Lower Your Medical/Healthcare Costs

Top Money Hacks — Healthcare dominates the news. Seems like no one knows what options work best for everyone. So, if Congress can’t make up their minds, maybe we should start helping ourselves. This is not medical advice, just general tips for a healthier lifestyle.

I like the sixth way: “Generic medicines are cheaper and as effective as branded ones.” Some brand medication costs entirely too much. I recently visited a doctor and saved a few hundred on a prescription. Ask your doctor about generic alternatives and start saving money.

2. I Made Poverty Wages for Two Years

Adventures in Frugal — Christina says when she lived near poverty, “I learned valuable lessons about money that will forever shape my definition of what it means to be financially free.” She provides four things she learned about herself and money.

I enjoyed the third one: wants and needs. Christina realized that all her “needs” were met on her meager salary. And when she got something she “wanted,” it “was just the cherry on top of an already satisfying life.” Read this post.

3. 3 Things Debt-Free People Do That You Don’t

This That and the MBA — Christopher says if financial freedom is a goal, you must adjust your mindset about money. The first thing that he prescribes is adopting an “every penny counts mentality.  This entails making lists before you go shopping for any items.

Negotiation also plays a big role for people who are debt-free. He says they negotiate prices on everything, from groceries, car deals and more. I don’t know about negotiating at a grocery store, but I think we get the gist.

4. The 10 Commandments for Kids and Money

Route to Retire — Jim’s daughter is only seven years old. But that didn’t stop him from creating ten guidelines or commandments about money. He hopes that later in life these lessons will help her become financially successful.

The commandments include: “Thou Shall Not Incur Credit Card Debt” and “Thou Shall Not Let Money Be Everything.” As far as the latter, he admits the importance of money, but warns his daughter: “Don’t let money control you.”

5. How to Prepare Financially for a Natural Disaster

Frugal Farmer — Between rising population levels and warming temperatures, natural disasters are causing more physical, emotional and financial damage than ever before. And just as people prepare their homes, gather extra food and stock up on gas — they can also make a few financial arrangements.

Laurie says there “are often types of expenses that people aren’t prepared for that can turn a natural disaster into a financial disaster very quickly.” These include hotel costs if your home is damaged and money for gas and food after the storm subsides. Emergency funds come in handy during these times.

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Brian Bienkowski

Brian Bienkowski


Bienkowski is a contributing writer and is the face of's 'By the Numbers' videos.

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Article last modified on October 3, 2017 Published by, LLC . Mobile users may also access the AMP Version: Around the Web: Debt-Free People - AMP.