Howard S. Dvorkin is a serial entrepreneur, a two-time author, and personal finance expert for Debt.com. With Howard’s successful international expansion of start-up organizations, he focused his professional endeavors in the consumer finance, technology, media and real estate industries creating not only Debt.com, but also Consolidated Credit, PowerWallet, Start Fresh Today and Lifestyle Magazine Group among others.
Howard is one of the most highly regarded debt and credit experts in the United States and has played an instrumental role in drafting both State and Federal Legislation. He was a consultant to the Board of Directors for the Association of Credit Counseling Professionals (ACCPros) and is the past president of the Association of Independent Consumer Credit Counseling Agencies (AICCCA).
Howard’s success in the financial industry has allowed him to be interviewed by countless media outlets over the years including the New York Times, Washington Post, CNBC, Money Magazine, Forbes, Entrepreneur, Huffington Post, Investor’s Business Daily, and virtually every national and local newspaper in the country. He has also appeared as a finance expert on national and local television and radio programs, including the CBS Nightly News, ABC World News Tonight, The Early Show, Fox News, and CNN.
Howard’s book “Power Up: Taking Charge of Your Financial Destiny” (published by Wiley & Sons) provides consumers with the detailed tools that they need to live debt free and regain their financial freedom. It delivers practical prescriptions for dealing with the stresses of daily financial challenges and shows how to lay a solid financial foundation on which to build a secure worry-free future. Howard’s first book, “Credit Hell – How to Dig Out of Debt” (published by Wiley & Sons, revised 2010) detailed how to rise from the debt inferno, the basics of good credit, consumer rights and the warning signs leading to credit problems.
Howard’s passion for business and entrepreneurial enterprises is only matched by his dedication to giving back to the community. He supports established charities and assists in creating and launching new ones. Howard’s commitment to helping others hit a pinnacle following the tragic mass shooting at Marjory Stoneman Douglas High School in his hometown of Parkland, FL. The South Florida community was rocked by a tragedy and Howard knew that long after the media coverage faded, the wounds would remain. Recovering from such a tragedy doesn’t happen in mere days; it can take months and even years. Parkland Cares’ mission is to provide immediate and long-term funding and awareness for mental health counseling for survivors, their families, and the community-at-large.
Howard has been honored by many organizations and has been named a Laureate in the Junior Achievement Business Hall of Fame, which honors community leaders who have achieved business excellence, vision and innovation while inspiring courageous leadership and community responsibility. He was as named Heavy Hitter of the Year by The South Florida Business Journal and is a two-time nominee for the Ernst and Young Entrepreneur of the Year Award. He has also been the recipient of the South Florida Diamond Award, which is an award that acknowledges outstanding individuals who exhibit exceptional leadership, and the Israel Bonds Commemorative Medallion for his good works for the betterment of the State of Israel.
Howard was appointed to the Executive Board of the United Way of Broward County due to his philanthropic contributions to the South Florida community. He was formerly the Chairman Elect for the Board of Directors of the Better Business Bureau of Southeast Florida, a founding member of the South Florida American Heart Association Board of Directors, a Board Member of Henderson Behavioral Health, a former Board Member of the South Florida Chapter of Junior Achievement and the Board of Governors of The H. Wayne Huizenga School of Business and Entrepreneurship at Nova Southeastern University.
He dedicates his time to the National Leadership Council at American University and the Kogod School of Business inducted him into the prestigious 1923 Society at American University. He is now a member of the Kogod Advisory Council. Howard graduated from the University of Miami with a Master’s Degree in Business Administration and received his Bachelor of Science Degree in Accounting from the American University. He is listed in the Marquis Who’s Who in the Finance Industry and is part of the premier group of CPAs that are recognized with the Chartered Global Management Accountant (CGMA) designation.
Financial Expert Howard Dvorkin is often quoted in National Media regarding a full range of personal finance topics.
Below are the 5 latest media mentions:
No soy un Grinch ni un Scrooge, pero como asesor financiero, tampoco puedo sentir una total alegría navideña en esta época del año, no cuando las personas se endeudan para comprar regalos para sus seres queridos. La semana antes de Navidad me pone más nervioso… Es entonces cuando los compradores de última hora se sienten […]
Una lectora tiene una cuenta de ahorros para la salud (HSA) que no utiliza. Quiere pagar sus tarjetas de crédito con ella.
El plan de Biden está mal concebido, es injusto y quizás hasta ilegal. Y lo que es peor, hay una forma mejor de ayudar a más gente, y yo la propuse hace dos años.
Una pareja quiere dejar su compañía de liquidación de deudas, pero les quieren cobrar $1,500 para hacerlo.
Conozca lo que sucede cuando un cobrador de deudas trata de embargar su salario, pero usted no gana un cheque de pago regular. Esta es una buena información si trabaja en trabajos paralelos o se gana la vida a través del trabajo independiente.
Una vez que pague su deuda de tarjeta de crédito con una tasa de interés alta, es posible que se pregunte cuál es el próximo objetivo financiero que debe abordar. Esta pregunta al experto lo ayuda a comprender cómo elegir entre pagar préstamos o aumentar sus ahorros.
Los préstamos personales pueden ayudarle a pagar sus deudas más rápidamente, a poner en marcha un proyecto de mejora de la vivienda o incluso a invertir en su futuro. A continuación, le explicamos cómo asegurarse de que está obteniendo el préstamo adecuado.
La inflación tiene una forma de jugar con la mente de la mayoría de nosotros. Utilícela para ahorrar dinero ahora y para el resto de su vida.
Una nueva encuesta de Debt.com muestra que a las personas les preocupa que sus tarjetas estén perjudicando su salud mental. Las razones suenan inquietantemente familiares.
Las tarjetas de regalo son una opción de regalo fácil, pero algunos las consideran un paso en falso. Este Pregunte al experto explica cómo dar tarjetas de regalo sin ser torpe.
