Kira is a writer and illustrator specializing in personal finance. She holds a degree in studio art from Indiana University and is finishing up her MBA from Nova Southeastern University.
She’s worked with Debt.com since 2018 and is a certified debt management professional.
Especially now, as the pandemic causes more and more businesses to struggle financially, small business bankruptcy is becoming a likely path for many owners. Contrary to popular belief, bankruptcy doesn’t necessarily mean your business must close. In fact, certain types of bankruptcy can actually help your business stay open. This page will answer your questions […]
Chapter 12 bankruptcy was created specifically for family farming and fishing operations. As the pandemic raged in early 2020, the number of Chapter 12 filings actually went down because of protections implemented by the CARES Act.[1] However, these protections are expiring. The number of filings is increasing again, and since restaurants are struggling, their suppliers […]
Filing for bankruptcy can sometimes be the best way to move on from large amounts of debt. You can hit the financial reset button and get a fresh start. However, only certain debts can be discharged. Others are nondischargeable, and you will still be on the hook for paying them. Knowing which debts you can […]
It’s been months of “will he, won’t he,” but we finally have an answer: there will be some post-COVID student loan forgiveness as championed by the Biden administration. Key Takeaways Automatic debt relief through the Joe Biden student loan forgiveness plan is not guaranteed – you need to apply for it. Borrowers with federal student […]
After graduating with their BA, 70 percent of students have education debt. But it’s not just the grads who have to worry about managing what they owe. Currently-enrolled students are worrying more and more about the debt they’re racking up for the sake of education and job prospects. If you’re one of these students, then […]
March 8th is International Women’s Day. We’ve made great strides toward economic equality, but we still have a long way to go.
Debt.com gives you a guide to getting a prenuptial agreement. Learn how to set up a prenup and three good reasons why you may need one, even if you’re not rich.
Income share agreements (ISAs) are touted as a smart alternative to student loans. But you’re still borrowing money to pay for school and it could end up costing more. Learn why ISAs can be riskier than student loans.
Refinancing your auto loan can reduce your interest rate to save you money and lower your monthly payments. This guide helps you understand how refinancing works and how to weigh the pros and cons before you apply.
