Kira Rosemarie

Kira Rosemarie

Kira is a writer and illustrator specializing in personal finance. She holds a degree in studio art from Indiana University and is finishing up her MBA from Nova Southeastern University.

She’s worked with Debt.com since 2018 and is a certified debt management professional.

Piggy bank in graduation cap on a desk with a calculator signifying the calculation for an income share agreement

What are Income Share Agreements (ISAs)?

Income share agreements (ISAs) are touted as a smart alternative to student loans. But you’re still borrowing money to pay for school and it could end up costing more. Learn why ISAs can be riskier than student loans.

Discover the value of auto loan refinancing

How to Refinance a Car Loan

Refinancing your auto loan can reduce your interest rate to save you money and lower your monthly payments. This guide helps you understand how refinancing works and how to weigh the pros and cons before you apply.

small business bankruptcy; white man and woman discussing business finances with aprons on in a cafe

Small Business Bankruptcy

If you’re struggling financially, it may be time to consider business bankruptcy. Learn about the different types and how to protect your assets.

how much mortgage can I afford; tiny houses on top of stacks of coins

How Much Mortgage Can I Afford?

A lot goes into determining how large of a monthly payment you can actually afford. Find out which factors can help and which can hold you back.

adjustable rate mortgage (ARM)

Adjustable-Rate Mortgage Guide

An adjustable-rate mortgage could save you money. Or, it could cost you much more than its fixed-rate counterpart. Is it right for you?

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