Savings and emergency funds are a must, but setting aside every penny isn’t.
Brian O’Connor is an award-winning columnist. He wrote for the Detroit News, was the founding managing editor of Bankrate.com and now writes for Debt.com and Entrepreneur among other outlets. In addition to winning three humor-writing awards from the National Society of Newspaper columnists, he is a two-time Best in Business winner for his column, as well as an awarded finalist in the Scripps Howard National Journalism Awards and winner of the Christopher J. Welles Memorial Prize from Columbia University.
There are a few ways to cut back on spending hidden in your policy.
Don’t eat out just because you didn’t plan dinner.
Not using a gym membership or magazine subscription? Cut them and keep the cash.