A reader wants to boost his credit by paying off some third-party collection accounts.
Ashley is currently Chief Operating Officer for Credit Saint. She previously worked as a Logistics Coordinator at Ernst & Young for their Financial Planning Line. Ashley is currently working toward an Executive Leadership Certificate from Cornell University. With a degree in education, she is eager to teach the world everything she knows and to learn everything that she does not already know! Ashley is a FICO Certified Professional, a Board Certified Credit Consultant & Certified Credit Score Consultant with the Credit Consultants Association of America, and holds a Fair Credit Reporting Act Compliance Certificate.
A reader wonders what to do after accidentally reporting a charge-off as ID theft.
Is high credit utilization negatively affecting your credit score? Learn how to reduce overall usage and when you can expect to see it go down.
How long can it take to get a mortgage after bankruptcy? Our expert discusses the issues around bankruptcy and how to approach getting a home loan.