Can a Closed Account on My Credit Report be Reopened?
Closed accounts can decrease your credit age, which can drop your credit score. If an account is still active, follow these steps to avoid credit damage.
Ashley Davison
Ashley is currently Chief Operating Officer for Credit Saint. She previously worked as a Logistics Coordinator at Ernst & Young for their Financial Planning Line. Ashley is currently working toward an Executive Leadership Certificate from Cornell University. With a degree in education, she is eager to teach the world everything she knows and to learn everything that she does not already know! Ashley is a FICO Certified Professional, a Board Certified Credit Consultant & Certified Credit Score Consultant with the Credit Consultants Association of America, and holds a Fair Credit Reporting Act Compliance Certificate.
Can Paying Off Collections Raise Your Credit Score?
A reader wants to boost his credit by paying off some third-party collection accounts.
What Should I Do If I Made a Mistake While Disputing Charge-Offs?
A reader wonders what to do after accidentally reporting a charge-off as ID theft.