Debt Collection
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I Unexpectedly Got Handed a Lot of Money, and That’s Now a Big Problem!
A reader who was already working with a debt consolidation company, came into enough money to pay off her debt. But should she continue with the consolidation company or pay…
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Should I Deal with My Creditors Directly or Work with a Nonprofit Company?
Negotiating with creditors isn’t easy, but there are nonprofit organizations that can get better results than you can on your own.
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Can a Collector Sue Me for a Debt from 2014 If I’ve Been Making Payments?
Believe it or not, the answer might depend on where you live.
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How Do I Deal with a Department of Defense Collection Agency for an Unpaid Medical Bill?
A Veteran on Medicare got hit with a big, surprise medical bill and needs guidance.
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Can a Collector Take My Home or My Kids’ Inheritance with a Judgment Lien?
A senior homeowner worries a collector will carry through on threats to her home.
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Can a Debt Collector Garnish My Stimulus?
A reader already knows how she wants to spend her third stimulus check – but she worries others will spend it for her.
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Can Paying Off Collections Raise Your Credit Score?
A reader wants to boost his credit by paying off some third-party collection accounts.
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What happens if you don’t pay court-ordered restitution?
A reader is making his court ordered restitution payments, but he’s still getting trouble for it. See how our expert says to handle the problem.
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Who Owns My Student Loans?
A reader’s college loans have been sold and resold to collection agencies, and collection call déjà vu is getting really old.
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How Can I Deal with Shady Mortgage Collection Agencies?
A reader is stuck paying back a mortgage to a mortgage collection agency on a foreclosed home, but may really be the victim of a scam.
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When Do Collections Fall Off Your Credit Report?
A reader wants to know how much they can expect their score to increase as old collection accounts disappear, and what it means for the debt.
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What Happens When You Are Sued by a Creditor – and Can’t Afford It?
Two readers struggle with getting sued by creditors because of their debt. Can it happen, and if it does, what should they do?
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Do Debt Collectors Have to Accept any Payment?
A reader wants to know if they’re still on the hook for repaying a debt once a collections department rejects a partial payment.
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I Have a Delinquent Loan on My Car. How Do I Get it Off My Credit Report?
A reader is making payments but is still delinquent. Why?
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Can a Judge Forgive Your Debt? And Can a Judge Send You To Jail?
A reader’s friend is facing deep debt — and a judge.
