Credit
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What Happens to My Credit Cards if I Voluntarily Repossess My Car?
A reader wants to give up his vehicle but not his credit cards. It might work, but not for the way he thinks.
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How Can I Raise My Credit Score Quickly for a Loan Approval?
A reader is two points shy of what she needs for a great 0% interest auto loan. Here’s how she can bump her score ASAP.
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Will Chapter 13 Bankruptcy Fall Off My Credit Report Automatically?
A reader is almost free and clear of her bankruptcy but worries the credit report notations may linger.
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Can Being Incarcerated Show Up on My Credit Report? If So, for How Long?
A former inmate wants to know why his criminal record is now part of his financial records.
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Should I Pay Off My Interest-Free Loan?
A reader wants to know if paying off an interest-free loan will help. The answer might surprise her.
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How Often is Your Credit Score Updated?
Debt.com chairman Howard Dvorkin, CPA, answers three questions from readers wondering when their credit scores will bounce back.
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Can a Closed Account on My Credit Report be Reopened?
Closed accounts can decrease your credit age, which can drop your credit score. If an account is still active, follow these steps to avoid credit damage.
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Why are TransUnion and Equifax Scores so Different?
Credit reports from different reporting agencies don’t always match. In some cases, those discrepancies can have a big impact on your score.
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Why Can’t I Get My Identity Verification With a Credit Bureau?
A reader got one of his credit reports, but Equifax and Experian can’t verify his identity.
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How Do You Beef Up A Credit Score When You’re Still Paying Down Debt?
A reader has suffered five collections. Is she doomed?
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Why Did My Credit Score go Down Two Years After My Bankruptcy?
A reader is also confused that he has two different scores.
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What’s the Best Way to Fix a Mistake on Your Credit Report?
Mistakes on your credit report can hurt your credit score. Learn how they can happen and how to fix these mistakes in different situations.
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Why Didn’t My Credit Score Go Up After I Got A Huge Raise?
A reader wonders if the three credit bureaus are trying to game the system
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Ask the Expert: Is A “Free Credit Report” Really Free?
A reader wonders: “There has to be a catch, right?” Nope, no catch — if you do it right.
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Ask The Expert: Are There Credit Cards For Those With Bad Credit?
This week: Everyone knows how to get a credit card when you’re debt free. But what if you’re not?
