Credit Cards
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When “I Do” Becomes “I’m in Debt”
A man is divorcing his husband, but is he wedded to his ex’s debt?
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What Should I Do with $22,000 When I Have Reduced Pay Due to COVID?
A reader has money right now, but she has no idea what to do with it.
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Can a Business Legally Refuse to Take My Cash?
A reader walked out of a store that took credit cards only. Can he sue them?
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Will 12 Store Cards Give Me a Better Credit Score?
A reader wants to know if having 12 of them is helping or hurting her.
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What Should I Do If I Made a Mistake While Disputing Charge-Offs?
A reader wonders what to do after accidentally reporting a charge-off as ID theft.
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Should I consolidate my credit card debt?
Debt consolidation loans don’t always work, especially if you run up new credit card balances too quickly. Know the right time to consolidate your credit.
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Why are TransUnion and Equifax Scores so Different?
Credit reports from different reporting agencies don’t always match. In some cases, those discrepancies can have a big impact on your score.
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How Much Will My Credit Score Increase?
A reader has an aggressive plan to pay off past-due debt within the year but wants to know how fast it will boost his credit.
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Should I Get a Loan to Pay Off Credit Cards?
A reader keeps getting offers for debt consolidation loans, but she’s not sure if they’re a good deal.
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Does Age Affect Credit Score?
You’ll never outgrow your credit score, but can you be too old to start improving it?
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Should I Refinance My Home to Pay Off Debt?
A reader has tried everything else. Or has she?
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Can a Judge Forgive Your Debt? And Can a Judge Send You To Jail?
A reader’s friend is facing deep debt — and a judge.
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I Work Two Jobs, Yet I’m Drowning in Debt. Why?
A reader and his wife make good money, but a lot of it is going to interest payments.
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How Does Accredited Debt Relief Work? Is It For Real?
A reader thinks getting out of debt is too good to be true.
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I Know There’s A Judgment Against Me For Credit Card Debt, But There Might Be More. What Can I Do?
A reader knows he’s in trouble for at least one credit card judgement. Probably three.
