A reader wants to know how stressful it is to answer all these questions each week.

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Question: I’ve been unlucky enough to have a lot of financial problems the past couple years. Then again, I’ve been lucky enough to ask questions to both you and Steve Rhode at Get Out of Debt Guy — and both of you answered me! I know you get more questions than you can possibly answer, so that’s at least one thing that went my way.

I’m not totally out of the woods yet, but thanks to you and Mr. Rhode, I’m in a much better place financially. So it made me wonder: Everyone comes crying to you, doesn’t that stress you out? 

— Peter in Florida

Howard Dvorkin CPA answers…


After two decades as a personal financial consultant, author, and CPA, there aren’t many questions I haven’t heard before. Yours is definitely one, Peter.

In fact, your novel question inspired me to sit down with Steve Rhode and answer it with him. We shot this short video and discussed some of our most personal questions about personal finance…

One question you might have after watching the video: Aren’t Steve and I competitors? After all, we both run websites that specialize in helping people get out of debt.

The answer is no. As Steve has often said, there are sadly so many Americans struggling with their finances, the supply of expert advice has yet to meet the demand. In fact, Steve Rhode is an official Debt.com partner, which means we help each other’s sites to reach the most amount of people — and solve the most amount of debt!

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About the Author

Howard Dvorkin, CPA

Howard Dvorkin, CPA

I’m a certified public accountant who has authored two books on getting out of debt, Credit Hell and Power Up, and I am one of the personal finance experts for Debt.com. I have focused my professional endeavors in the consumer finance, technology, media and real estate industries creating not only Debt.com, but also Financial Apps and Start Fresh Today, among others. My personal finance advice has been included in countless articles, and has appeared in the New York Times, the Washington Post, Forbes and Entrepreneur as well as virtually every national and local newspaper in the country. Everyone should have a reason for living that’s bigger than themselves, and besides my family, mine is this: Teaching Americans how to live happily within their means. To me, money is not the root of all evil. Poor money management is. Money cannot buy happiness, but going into debt always buys misery. That’s why I launched Debt.com. I’m glad you’re here.

Published by Debt.com, LLC