Explore Debt.com

Here’s a snapshot of personal debt in America leading up to the 2016 election.

Ever since Bill Clinton’s come-from-nowhere presidential victory in 1992, all candidates – Democratic and Republican – have adopted the mantra, “It’s the economy, stupid.”

With credit card and student loan balances at all-time highs, we believe the 2016 campaign motto should’ve been, “It’s the debt, dummy.” And we’re not talking the national debt, which is also at record levels. No, we’re talking about personal debt. If voters once cast ballots according to their pocketbooks, next time they might vote based on their loan balances.

That’s why we report on where the candidates and their political parties stand on personal debt issues, and when the president does something to affect your wallet. We’ll ask them questions, investigate their own personal debt, and give voters a little more information before they cast their votes.

America’s Voice on Debt is sponsored by Debt.com, which offers Americans expert advice and services for achieving financial freedom.

Trump and the Congressional Review Act

Time’s Up on Trump’s Undo Button

June 22, 2017 | Brandon Ballenger

the law he used to cancel last-minute Obama regulations won’t prevent changes to prepaid cards and other improvements.

Read More
Is Neil Gorsuch an anti-liberal villain like Scalia?

Neil Gorsuch Sides with Debt Collectors in His First Ruling

June 15, 2017 | Brandon Ballenger

That sucks in the short-term, but it’s good for consumers in the long-term.

Read More
financial choice act

Where Does Trump Stand on Financial Reform?

June 8, 2017 | Brandon Ballenger

He wants the CFPB gutted, but also is “looking at” busting up big banks.

Read More

Student Loans: Too Big to Fail? Or Too Much to Succeed?

June 1, 2017 | Brandon Ballenger

The “student loan crisis” is so massive, we can’t even comprehend it anymore.

Read More
Trump circus

Donald Trump’s Student Loan Circus

May 25, 2017 | Brandon Ballenger

He wants to ditch almost everything that helps students save money and manage debt in order to “prioritize students” and “empower parents.”

Read More

Trump Is Good For America Now – And Even Better Later

May 18, 2017 | Michael Koretzky

I didn’t vote for him, but I also don’t complain about him.

Read More
Neil Gorsuch

Is Neil Gorsuch Good or Bad for Your Wallet?

May 11, 2017 | Brandon Ballenger

One month into his new job, here’s a quick look at how Trump’s Justice weighs in. It’s way too early for a verdict.

Read More
Trump's tax plans

Who Is Going to Get a Big Trump Tax Cut?

May 4, 2017 | Brandon Ballenger

Hint: His name starts with T and ends with rump. But at least it’s not Paul Ryan’s plan, and maybe if he gets a big break he’ll leave us all alone.

Read More
Donald Trump 100 days victory dance

All the Great Things Trump Did for Me In 100 Days

May 1, 2017 | Brandon Ballenger

No, I’m not joking.

Read More

Trump Can’t Ruin America

April 27, 2017 | Brandon Ballenger

No matter what you think about Donald Trump, there are hard limits to how much he can reshape politics and the economy. Look no further than the crisis in Venezuela.

Read More
Uncle Sam turns nasty with IRS debt collection practices

Want to Collect Debts for the IRS? The Bar Is Pretty Low

April 21, 2017 | Brandon Ballenger

The IRS will use private debt collectors who have failed before, including one the federal government is already suing for ripping consumers off.

Read More

Trump Is Stealing Your Internet Privacy

April 20, 2017 | Brandon Ballenger

Deregulating for its own sake is incredibly stupid — but potentially profitable for internet companies and identity thieves.

Read More
trump student loan forgiveness

Could Donald Trump Snatch Away Student Loan Forgiveness?

April 13, 2017 | Brandon Ballenger

Everybody wants their debt forgiven, but the people actually promised it could be screwed.

Read More

Are Immigrants Actually Stealing Our Jobs?

April 6, 2017 | Brandon Ballenger

Trump thinks so, but research shows they do far more good than harm.

Read More
rising interest rates

Interest Rates Are Going Up. Should You Be Worried?

March 30, 2017 | Brandon Ballenger

It depends on whether you have debt, and what kind. If you’re rich, it’s strictly good news.

Read More
Donald Trump budget

Can Trump Keep His Promise To Leave Social Security Alone?

March 23, 2017 | Brandon Ballenger

He campaigned on not cutting entitlements, but conservatives think he has to.

Read More

Why the CFPB Still Has a Fighting Chance

March 16, 2017 | Brandon Ballenger

Republicans may hate it, but the courts — and even Mike Pence’s economist — don’t.

Read More
Trump jobs record

God’s Gift to Jobs? Time to Prove It

March 9, 2017 | Brandon Ballenger

Here’s a quick look at employment stats to put the first jobs numbers of the Trump administration into context — and what we can expect.

Read More
Trump's speech to Congress

State of the Dystopia

March 2, 2017 | Brandon Ballenger

Donald Trump’s first speech to Congress Tuesday night was a nice change of pace. But actually doing stuff would be better.

Read More

5 Smart Pieces of State Debt Legislation

February 23, 2017 | Brandon Ballenger

If Congress needs help helping people, it should look to these state legislators.

Read More
petition donald trump

Financial Issues Real Americans Want Trump to Solve

February 16, 2017 | Brandon Ballenger

These desperate White House petitions aren’t getting much attention. Some of them deserve it.

Read More
Betsy DeVos

25 Things I Learned About Betsy DeVos By Reading Her Own Words

February 9, 2017 | Brandon Ballenger

Secretary of Education responded (sort of) to more than 140 Congressional questions beyond her confirmation hearing. But nobody talked about it.

Read More
Is Neil Gorsuch an anti-liberal villain like Scalia?

What Trump’s Supreme Court Pick Could Mean for Your Finances

February 2, 2017 | Brandon Ballenger

Neil M. Gorsuch is a lot like Justice Antonin Scalia — except for one big thing.

Read More

Will Trump Wreck the Greatest Federal Agency?

January 26, 2017 | Brandon Ballenger

He’s hiring people that hate the Consumer Financial Protection Bureau, and pledged to tear up post-recession banking regulations

Read More
Trump student loan plan

Trump Could Be Great for Your Student Loan Debt

January 19, 2017 | Brandon Ballenger

Or he could be horrible. That’s why I just applied for a new repayment plan while I still can.

Read More
Obama created Trump

President Obama Created President Trump. But Not Like Liberals Think.

January 18, 2017 | Michael Koretzky

Here’s a theory with something for everyone — to hate.

Read More
The Trump Effect

3 Weird Markets Trump Has Already Changed

January 12, 2017 | Brandon Ballenger

The Donald’s business ties, Twitter tantrums and fickle personality will shake up a lot of markets — but I bet you didn’t expect these

Read More
The first 100 days of Donald Trump's presidency

What will President Trump do to our finances?

November 9, 2016 | Brandon Ballenger

It’s finally over. But what now? Here’s a quick look at some of the things Trump has promised to achieve that’ll change your bottom line — if they get past Congress.

Read More

All these election polls show a clear loser — Americans

November 8, 2016 | Brandon Ballenger

They’re not about who becomes president, they’re about everything else.

Read More
Life insurance for Trump

Presidential politics might scare people into buying more insurance

November 7, 2016 | Brandon Ballenger

Political decisions impact most businesses, but here’s a surprising one getting a boost: life insurance.

Read More
money in politics

What Clinton and Trump Supporters Have In Common

November 1, 2016 | Dori Zinn

There is more that unites us than divides us when it comes to money

Read More

Older, Less Educated, And Coupon-Loving Americans Favor Trump

October 19, 2016 | Dori Zinn

While educated, younger crowd flocks to Clinton

Read More

What About the Financial Issues the Candidates Aren’t Debating?

October 19, 2016 | Brandon Ballenger

Americans, like always, care most about the economy and how it helps or hurts them. Why aren’t we hearing more about it?

Read More

What If You Could Vote with Your Gut Instead of Your Brain?

August 31, 2016 | Dori Zinn

Voting is hard. Eating and drinking are easy. Maybe that’s why 7-Eleven sells politics-themed coffee — and we think other chains could do the same…

Read More

How The Presidential Candidates Plan To Take On Student Loan Debt

August 24, 2016 | Treanna Lawrence

Find out how Hillary Clinton and Donald Trump would handle your student loans, whether you’re a current student, struggling graduate, or someone who hasn’t taken classes yet

Read More

What Would It Cost to Forgive Everybody’s Debt?

August 17, 2016 | Brandon Ballenger

Here are 10 ways American could come up with the money to pay off everybody’s debt in collections… not that we recommend doing that.

Read More

America: Home of the Houseless

July 27, 2016 | Treanna Lawrence

American voters want the presidential candidates to acknowledge the housing crisis, or risk losing their vote

Read More

Can You Find Love Through Politics?

July 19, 2016 | Treanna Lawrence

I tried out five political dating sites so you don’t have to

Read More

Campaign debt can outlast a presidency

May 11, 2016 | Brandon Ballenger

Would you believe that President Obama’s campaign committee is still in debt? If a president can’t pay off his debts in a timely fashion, what about all the other could-have-beens?

Read More

Trump’s supporters have better credit than Clinton’s

May 6, 2016 | Brandon Ballenger

Give credit where it’s due. Two surveys show people voting for Trump aren’t stupid — at least when it comes to money.

Read More

Where you should move when Trump wins

April 13, 2016 | Brandon Ballenger

We’re not saying it will happen. We’re just saying you should be ready.

Read More
Nobody's fixing Obamacare

Obamacare sucks and nobody wants to fix it

April 6, 2016 | Brandon Ballenger

If you were fine before Obamacare, you’re probably fine now. If not, you may be even worse off.

Read More

The Republican Party’s worst-case scenario? A close Trump loss

March 14, 2016 | Michael Koretzky

Here’s why it’s important that Donald Trump doesn’t lose the 2016 election by a hair.

Read More
The first 100 days of the 2016 presidency

How will the first 100 days of the next presidency affect you?

March 5, 2016 | Brandon Ballenger

Using things the candidates have actually said or promised, we can peer into the future of domestic policy and how it could affect your wallet.

Read More
money in politics

On financial issues, your party matters less

February 2, 2016 | Brandon Ballenger

The top issue for voter of all stripes is putting the “me” back in economy

Read More

Which candidate will improve your finances the most?

January 29, 2016 | Brandon Ballenger

Which presidential candidate has the best policy ideas for your bottom line? Here’s who Americans think will benefit their personal economy in 2016.

Read More
Why I'm voting for Donald Trump

Why I’m voting for Donald Trump

January 22, 2016 | Michael Koretzky

Donald Trump is the only candidate that can get Congress back in working order. But probably not the way you think.

Read More
This map shows state by state personal debt

Mapping America’s personal debt

January 22, 2016 | Brandon Ballenger

Here’s an in-depth, interactive look at the personal debt loads of every state — plus how it tends to vote in state and national elections. How does your state compare?

Read More
congress' student loan program

Congress will help with your student loans — if you work for them

September 19, 2014 | Brandon Ballenger

A little-known student loan program for staffers could knock up to $60,000 off your debt.

Read More
Congress' student loan program

Rating Congress’ new debt bill: 14 things (good and bad) you gotta know

September 11, 2014 | Brandon Ballenger

A California congresswoman has a dozen ideas for easing your debt stress. But will they work?

Read More
Marco Rubio caught up in the politics of student loans

This week’s Debt Report: The partisan politics of student loans

July 18, 2014 | Michael Koretzky

College students may be notoriously poor voters, but their student loans are becoming a hot political issue.

Read More