Show off your awesome credit score more than any other possession you have — your date will love it
If you’re looking for a date online, here’s some advice: Brag about your financial responsibility and credit score instead of all the stuff you own.
That’s a better way to get potential partners “swiping right” on your profile, according to a credit card company and a dating website.
Discover and Match.com say most people believe a good credit score is sexier than a fancy car or job title. Almost half think it’s more attractive than physique.
More than the work you do or the degree you received, a good credit score shows you’re responsible, trustworthy, and smart. Both guys and girls agree: A commanding 77 percent of women and 61 percent of men say financial responsibility is really important in a partner.
“A credit score is an important measure of financial responsibility as it rewards diligence and consistency over time when it comes to managing your finances, not necessarily how much money you make or what you have in the bank,” says Kate Manfred, Discover VP. “Regardless of your credit score, one of the keys to improving your credit health is simply being aware of your score. That knowledge can set you on the path toward improving or maintaining your score. Plus, it can spark an interesting — and important — conversation on a date.”
You might think talking about money is taboo or something to do in private further into a relationship. But more Americans are looking to talk about money upfront to get a better sense of how a person manages it. Why? Financial irresponsibility is a huge factor in divorce.
Many people don’t realize how bad their partner is with their spending and savings habits until they are already well into marriage, when their partner’s debt starts to affect their credit score, too.
You can tell a lot about a person by how they handle their money, which has a huge impact on lifestyles. Discover says that a good credit score is something to brag about, just like you would boast about a nice house, car, or job.
“If you have a good credit score, flaunt it,” says Helen Fisher, Ph.D. and chief scientific adviser for Match.com. “When it comes to dating, a good credit score ups your mate value, helping you win a responsible, long-term partner, more so than some other qualities that online daters might highlight on their profile.”
According to the survey, 69 percent say financial responsibility is very or extremely important quality when looking for a partner. It’s one of the biggest factors in determining a potential mate. A sense of humor (67 percent), attractiveness (51 percent), and ambition (50 percent) followed.
A lack of communication about anything — but most notably money — can destroy relationships. More than half of relationships end because a former spouse spent too much money and 41 percent say their ex-spouse put them in debt.
But who is to blame? Less than a one-third of people who divorced because of money knew their former partner’s credit score before tying the knot. Those who parted ways because of money knew less about their partner’s salary, debt, and savings as well.
Talking about money shouldn’t happen after you say, “I do,” but rather, well before. In the Discover survey, more people are considering financial responsibility to be a big indicator for a potential relationship.
Article last modified on August 25, 2017. Published by Debt.com, LLC .