Around the web

This Week Around The Web

1. Introverts Rejoice!: Extroverts Spend More Money

Fit is the New Poor — This introverted blogger reflects on how personalities impact spending habits. “Given that us introverts enjoy separate, solo pursuits – we must not be big spenders. We’re not one to go to bars nightly or to spend prime money on events or tickets,” she thinks. A study by LiveScience and Northwestern University shows introverts are long-term savers and “they delay large purchases,” too.

It’s not all bad for outgoing folks, though. She also discovered that extroverts “are more knowledgeable with money and have better career prospects.” That’s because they’re more willing to socialize and network with other people. As far as an introvert goes, “You would rarely find them in higher pressure/commission-based careers like salesmen or upper management.” Maybe you disagree? Let us know.

2. You Don’t Want to Know What Your Laziness is Costing You

My Shiny Nickels — These bloggers say that if you’re not “do-it-yourselfers” you’re “lazy.” Personally, I’m not a DIY type of person. I’ve broken too many things in the homes we’ve lived in trying to fix them. If there’s something wrong with the washing machine, I call a handyman.

Not these bloggers. They recently fixed their washing machine in two minutes after a quick Google search and possibly saved hundreds. They also fixed the blower on their heater and offer directions on their site, which is cool. So even though I disagree with the “lazy” label for people who aren’t DIY freaks, their last bit of advice makes sense to me: Instead of a technician, ask “a handy friend to come over and look at it with you for a promise of pizza and beer.”

3. Being a Woman Busted My Budget

Broke Millennial — This self-proclaimed feminist writes, “I generally begin seething when I come across any of the countless stereotypes of women and money.” Stereotypes like women don’t invest, don’t save for retirement like men, and are poor negotiators. But she admits she falls under another stereotype — a women’s desire to “nurture.”

Her long-distance boyfriend moved to New York where she lives so they could test their relationship out. He’s going to school to become a teacher. For now he’s student teaching in New York for no pay. She began to feel guilty about his expenses so she started chipping in — chargeing dinner, happy hour, etc. and racking up too much debt. But this “broke millennial” is now back on track with a temporary cash-only diet. Follow her updates.

4. Landlord or slumlord? The downside of private rentals

NZ Muse — This blogger may be reporting to us from New Zealand, but his subject is relevant here in the States: Should you use a property manager, a real estate agent, or simply trust a one-on-one relationship with a landlord? Just think about that title — landlord. It’s like the Great and Powerful Oz. Anyway, he provides a few nightmare scenarios with his past landlords — withholding money because of lint in the dryer, sleeping in a mold-ridden room, cold showers.

After his awful experiences with landlords he came to the conclusion that paying a few extra bucks for a manager is worth it. He believes, “there is something to be said for dealing with professionals over the long term. Problems get fixed quickly and with minimal fuss.” Maybe it’s a smart investment. What do you think?

5. Me vs. The Door-to-Door Salesman

See Debt Run — You might think by the title of this blog there’s going to be a fight. That’s not the case. This blogger actually feels bad for the people who knock on doors for a living — because he’s done it. “I had a few sales jobs cold-calling people back when I was in college, and it was just horrible,” he says. What he does do is give some advice on how to communicate with these sales people politely, but firmly.

He was burned by a salesman who said he moved into the area and was offering to fix the cracked driveways with a  new epoxy. He thought repaving his driveway would cost so much more and relented. It didn’t work and he was out $500. He does bend his strict rule of never buying from a door-to-door salesmen sometimes — “this rule certainly doesn’t apply to children.” So buying girl scout cookies is cool.

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