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A critical component of managing your credit is monitoring changes to your credit reports and credit scores over time with a credit monitoring service. Easily compare and select a credit monitoring product by using this Credit.com guide. These products offer credit reports, credit scores monitoring and alerts, and identity theft protection features. You may also wish to review other free credit score trial and identity theft protection services.
The better your credit, the lower your borrowing rate will be, and it also can impact an employment opportunity. The first step towards doing something about your credit is to find out what it is. There are 3 agencies that monitor your credit: TransUnion, Equifax and Experian (which used to be known as TRW). You can use a service or contact each one individually - they are required to give you a free credit report once a year.
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